← All tools Multi-year projection

Watch the equity curve build.

Project a house hack forward 5 to 10 years — cash flow, loan paydown, and equity — then move the sliders to see how appreciation, rent growth, vacancy, and upkeep bend the outcome. Conservative defaults; the future is a guess, so treat every number as one.

The deal
$
%
%
yr
$
Total from the other units in year one.
$
Fixed carrying costs, not counting the mortgage.
Assumptions
3.0%
3.0%
6%
1.0%
10 years

Appreciation and rent growth compound annually; maintenance is a share of the property's value each year; taxes & insurance drift up 2%/yr. Vacancy trims collected rent.

Projections only — nobody can predict appreciation, rents, or rates. Conservative inputs beat optimistic ones. Not financial advice.

Total profit by year 10
$0
Equity built
$0
Cumulative cash flow
$0
Return on cash in
Avg. monthly cash flow
$0
Equity & profit over time
Equity (value − loan balance) Total profit (equity gain + cash flow)
Year by year
YearValueCash flowLoan bal.Equity
Keep this projection.
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Estimates for education — not financial advice. The link keeps every input and slider.
HouseHackers.