Buy a home. Let it pay for itself.
Buy a duplex — or any home with an extra unit — live in one part, and rent out the rest. The rent covers most of your monthly cost. We'll show you the honest math, line by line.
A classic two-flat — live up, rent down.
Three steps, one mortgage.
Owner-occupants get the best terms: FHA from 3.5% down, VA from 0% for veterans, conventional from 5%. You live there, so you qualify.
One unit of a duplex, the main floor above a basement apartment, the house beside the ADU. Your home first — investment second.
A tenant's rent lands every month and pays down most of your housing bill — while you build equity in the whole property.
Every number is itemized and every assumption is visible. We'd rather you walk away informed than sign up misled.
Conventional, FHA 3.5% down, and VA 0% down — with mortgage insurance and funding fees modeled the way lenders actually charge them.
We're a calculator and a library, not a brokerage. Your numbers stay yours unless you ask us to send them somewhere.
